Living to 100

One in 6,000: those are your odds of living to age 100 in the U.S. If you are female though, your odds are much better. 85% of centenarians are women, while only 15% are men.

According to the New England Centenarian Study, sponsored by Boston University’s School of Medicine, there are several predictors of reaching 100, and reaching it in pretty good health. Those predictors include:

  • Lean weight (few centenarians are obese)
  • Non-smoking
  • Ability to handle stress well
  • For centenarian women, bearing children after age 35 and even 40
  • Relatives living to very old age
  • Adult children of centenarians who have marked delays in cardiovascular disease, diabetes and overall mortality
  • Extraversion

As you might expect, the “secrets” to living a long full life are common sense: eating a healthy diet resulting in a lean weight, not smoking, and strength-training exercises.

You can find a “Living to 100” Life Expectancy Calculator at .


About Mike Wilson

Michael L. Wilson, MBA, CFP®, CRC®, is the owner of Integrity Financial Planning. Prior to founding Integrity in 1998, he worked for two years as a faculty member at the College for Financial Planning in Denver, training other financial advisors. Mike has 10 years of experience in the mutual fund industry, having worked with Fidelity Investments and Invesco Mutual Funds. He holds an MBA in Finance from Baylor University. Learn more about his work at
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