In many cases, rolling your company retirement plan assets to an IRA after you leave an employer makes sense. But if there is company stock involved, there may be a better tax option. If you are age 55 or older … Continue reading
If you have employer stock in your retirement plan (typically in a 401k or an employee stock ownership plan), rolling over that stock to an IRA when you leave that employer may be a mistake. As always, it depends on your … Continue reading
You’ve changed jobs (or lost a job), and you want to move your retirement plan money from your former employer to your IRA. If that money rolls over directly from your employer’s plan to your IRA (typically called a “direct … Continue reading
If you are between the ages of 55 and 59 1/2 and are changing jobs, rolling your retirement funds from your former employer to an IRA is not an automatic decision. Normally it’s a good strategy to roll retirement plan funds (such … Continue reading
If you’ve changed jobs recently (or expect to soon) because of a layoff or a corporate downsizing, or perhaps on the brighter side because of retirement, you face an important decision regarding money in your former employer’s retirement plan: whether … Continue reading
If you’ve changed jobs or expect to, you’ve got some key decisions to make regarding your retirement plan from your old job. Should you roll your retirement savings to an IRA? There are advantages and disadvantages, and of course a … Continue reading
