In our ongoing series on risks faced by a retiree, this time we want to talk about “investment risk.” When we’re saving for retirement while working, we hopefully never have to sell a retirement investment to generate income. We’re working … Continue reading
In our ongoing series on risks faced by a retiree, this time I want to talk about “legislative risk.” (I suppose if you wanted to be more cynical, you could call it “political risk,” but I digress.) Legislative risk describes … Continue reading
In our ongoing series of risks faced by retirees, we turn our attention to interest rate risk this time. Interest rate risk affects both the investments and the income of retirees. On the investment side, when interest rates rise, bond … Continue reading
For all retirees, one decision you have to make is when to start your Social Security (SS) retirement benefits. You would think that would be pretty basic, but we do have the federal government involved here. Here are some of … Continue reading
Nowadays, many retirees (or soon to be retirees) want to work to some degree in their retirement years. These so-called “bridge jobs” can serve many purposes, such as the need for income, the social aspects of a workplace, or perhaps … Continue reading
To continue our series on different types of risks faced by today’s retirees, we need to also spend some time talking about “business risk.” In our context, business risk simply means that a company you rely on for some form … Continue reading
In our ongoing series on retirement risks and challenges, married retirees must also deal with handling the loss of a spouse. From a personal standpoint, the death of a lifelong partner is a major loss psychologically and emotionally to the … Continue reading
Last week we talked about longevity risk, which for retirees basically means outliving your money. Another risk that quietly creeps in during the retirement years is inflation. You may also hear this called “purchasing power risk,” and it essentially means … Continue reading
Retirees face a wide variety of risks during the “golden years.” One of the biggest challenges is making sure you don’t outlive your money (also known as “longevity risk”). If we knew in advance when we were going to die, … Continue reading
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A Hassle-Free, Well-Balanced Investment Strategy for: IRA Investors 401k and 403b Savers Retirees Who Need Retirement Income The 4 × 14 Retirement Portfolio™ One of the most important decisions to make as a retirement investor is the … Continue reading
